Bad Faith Insurance
Practice Areas

When Insurers Deny or Underpay Claims, We Take Action.

An insurance policy is a contract for which the policyholder pays premiums, fulfilling his or her end of the contract. The insurance company is expected to provide compensation when necessary to fulfill its end of the contract. Bad faith insurance happens when a victim's insurance company breaches the contract. Our attorneys are prepared to take these cases to trial to force the insurance company to do what is right for the policyholder.

We have extensive courtroom experience and a reputed history of tackling big name insurance company opponents like Farmers Insurance, Mid-Century, GuideOne, and Oklahoma Farm Bureau, State Farm, GEICO, and Zurich. While these companies have vast resources and their own teams of attorneys, our experience and knowledge level the playing field on behalf of the policyholders we represent. When an insurance company wrongfully denies coverage, we set things right.

We are prepared to handle insurance disputes of all types, including:

• Disability insurance
• Life insurance
• Homeowners insurance
• Business insurance
• Auto insurance

Insurance Disputes and Personal Injury Claims

To a certain extent, all personal injury claims are insurance disputes because we’re typically facing the negligent party's insurance company. However, true insurance disputes often involve uninsured and underinsured motorist accidents (UM/UIM). In these cases, the negligent driver doesn’t have insurance coverage, or doesn’t have enough insurance coverage, forcing us to turn to the victim's insurance policy.

If the victim's insurance policy includes uninsured and underinsured motorist coverage, but the insurer denies the claim, the breach of contract is referred to as bad faith insurance. In these cases, we are ready to take the insurance company to trial. As contingent fee attorneys, we work on all denied insurance claims without pay until the victim receives justice.

Justice for Truck Drivers

White & Weddle, P.C. represents truck drivers when their insurance company denies their disability and/or medical payments claim pursuant to the Trucker’s Occupational Accident Insurance Policy. If you have filed a disability and/or medical payments claim pursuant to a Trucker’s Occupational Accident Insurance Policy and the insurance company has denied your claim, you need to act quickly and contact White & Weddle, P.C. to bring your case to justice.

(Trucker’s) Occupational Accident Insurance Policy

White and Weddle is taking cases where benefits have been denied or discontinued to a person that purchased an Occupational Accident Insurance Policy or a Trucker’s Occupational Accident Insurance Policy.  Often, these insurance policies are sold to commercial truck drivers.

The scheme works like this:  The insurance company intentionally engages the services of biased and predictable doctors to perform so called “independent medical examinations” or “peer reviews” and provide reports opining that the claimants’ injuries are unrelated to any on-the-job injury and ignore the treatments and opinions of the claimants’ primary care physicians.  The insurance company relies upon those biased opinions in order to deny benefits owed.  Often, the biased and predictable opinions relied upon by the insurance company ignores the objective medical evidence and disregard the opinion(s) of the actual treating physician(s).

Companies that sell this this type of insurance include Zurich American Insurance Company and Great American Insurance Company.  These and other insurance companies have been known to use, among others, these venders to find the doctors to perform the “independent medical examinations” or “peer reviews”:  Certified Medical Consultants (“CMC”); MES Solutions (“MES”); Independent Medical Evaluations, P.C. (“IMEPC”); and Medical Consultants Network, LLC (“MCN”).  If have submitted a claim under one of these or any other policy and you have been denied or cut-off, you may have a case.  Call White & Weddle for an initial case evaluation at no cost to you.